Our tracker rate mortgages

Offset Tracker Mortgages

With our offset tracker rate mortgages, your client's interest rate tracks the Bank of England's (B.o.E) base rate for a set period, and they can choose to offset their Intelligent Finance savings and / or current account.

Key features of these mortgages:

• No limit on the amount your client can offset.
• Interest calculated on the basis of daily balances.
• Portable - your client can carry forward the special rate to a mortgage on a new property for the remainder of the special rate period.

For all remortgages we will pay our own legal fees.

• Loan-to-value - You can borrow up to a maximum of 90% of the value or purchase price of your client's property, whichever is the lower. Show all loan-to-value tiers
• Depending on your clients remortgage choice, we will also refund the standard valuation fee. If we do so, a contribution of £330 will need to be repaid if your clients redeem their mortgage on or before 01.09.10
• Lending limits - You can borrow from £25,001 to £5 million, however different lending limits will apply depending on your choice of mortgage. Find out more about lending limits
• We only accept remortgage applications if your clients have owned their property for at least 6 months.

For full details about our offset mortgage range, please visit our offset mortgage section

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